Harris County · Texas
Sell Your Medical Bills House Fast in Katy
Texas's hospital lien statute — Texas Property Code Chapter 55 — allows hospitals and emergency medical providers to file a lien against any cause of action or judgment the patient holds arising from the incident that caused the injury, but this is a tort-related lien mechanism, not a direct lien against real property; unpaid medical bills in Texas more commonly reach real property through the standard judgment-lien process under Civil Practice and Remedies Code §52.001, which allows a creditor who obtains a court judgment to abstract it in the county where real property is located, creating a lien on all non-exempt property in that county. Texas's unlimited homestead exemption is one of the strongest in the country — a Texas homestead is completely protected from forced sale by judgment creditors including medical bill collectors under Property Code §41.001, meaning a medical creditor who wins a judgment against a Texas homeowner cannot force the sale of the homestead regardless of the debt amount. However, the judgment lien still attaches to the property and will appear in a title search, requiring resolution at or before closing if the seller wants to convey clear title — either through payment, negotiation, or a release obtained from the creditor. Texas's Medicaid Estate Recovery Program (administered by the Health and Human Services Commission under Government Code §531.077) may also file an estate claim against a deceased Medicaid recipient's probate assets, so families selling a parent's Texas home through an estate should verify whether any MERP claim has been filed with the executor.
- Fast cash to pay down medical debt
- Close in 7 days or on your timeline
- No repairs, no showings, no added stress
- We pay all closing costs — maximize what you keep
Get Your Free Cash Offer
No obligation · Closes in 7 days · $0 fees
24 hrs
Cash Offer
7 Days
Close
0
Repairs Needed
$0
Commissions
How It Works
Three simple steps to sell your the United States home for cash — no repairs, no agents, no stress.
Tell Us About Your Property
Fill out our short form or call us. Takes 2 minutes. No obligation.
Receive Your Cash Offer
We'll present a fair, no-obligation cash offer within 24 hours.
Close On Your Schedule
Pick your closing date. We handle all paperwork. You get cash.
Frequently Asked Questions
We can close in as little as 7 days, or on your timeline. Most sellers close within 2–3 weeks.
No. We buy houses as-is in any condition. Take what you want and leave the rest.
We buy throughout Texas, including Katy.
None. We pay all closing costs and there are no realtor commissions. The offer we make is what you receive.
We look at the property's after-repair value, the cost of needed work, and current market conditions. We aim to give you the highest fair offer we can.
Yes. Once we see the property, we can discuss the details and work toward a number that works for both sides.
Not a problem. We work with homeowners in difficult financial situations every day and can often close quickly enough to prevent further damage.
No showings, no repairs, no 3–6% agent commission, no waiting 60–90 days. You get certainty and speed instead of maybe getting an offer someday.