Inherited a Virginia Home with a Reverse Mortgage?
HUD gives heirs 6 months to act. We close in 14 days — cash offer in 24 hours, remote close available.
- We understand HUD's 6-month heir deadline — we move fast
- Cash offer in 24 hours, close in 14 days
- We coordinate directly with the reverse mortgage servicer
- Remote close available for out-of-state heirs
- We pay all closing costs — nothing out of pocket
Get Your Free Cash Offer
No obligation. No fees. No judgment.
We understand you're going through a difficult time. We're here to help, not judge. No pressure, no obligation — just honest answers and a fair cash offer.
How It Works
Three simple steps. No repairs, no agents, no hidden fees.
Tell Us About Your Property
Fill out the short form or call us. Address and phone is all we need to get started.
Get Your Cash Offer in 24 Hours
We analyze your property and deliver a fair, no-obligation cash offer — no games, no lowballs.
Close on Your Timeline
Pick a closing date that works for you. As fast as 7 days or whenever you're ready.
200+
Homes Bought
10+
Years in Business
7 Days
Avg. Close Time
$0
Fees or Commissions
Our Promise to You
Inheriting a home with a reverse mortgage comes with a ticking clock most families don't expect. The servicer starts calling, HUD deadlines loom, and the property may need work on top of everything else. We specialize in helping heirs navigate this specific situation quickly and cleanly. Cash offer in 24 hours, close before the deadline, and you never have to fly in if you live out of state.
Ready to Get Started?
Get your free cash offer — no fees, no obligation, no judgment.
Frequently Asked Questions
- My parent passed away with a reverse mortgage. How much time do I have?
- HUD gives heirs 6 months to sell the property or pay off the reverse mortgage balance, with two 90-day extensions available if you're actively working toward a resolution. That window goes fast — call us early to give yourself the most options.
- The reverse mortgage balance is higher than the home's current value. What happens?
- Reverse mortgages are non-recourse loans — you can never owe more than the home's value. If the balance exceeds market value, you can sell the home for 95% of appraised value and the lender absorbs the difference. You walk away with no personal liability.
- Can we sell if there are multiple heirs and not everyone agrees?
- All heirs on title must agree to sell. We can work with each party separately and give everyone time to review the offer. If some heirs want to keep the property, they can buy out the others — we can discuss how that works on the call.
- We live out of state and can't easily get to Virginia. Can we sell remotely?
- Yes. We handle remote closings regularly for out-of-state heirs. We coordinate with a local title company for signing and wire funds directly to your account. You don't need to be in Virginia.
- The servicer keeps calling. Will a cash sale stop that?
- Yes. Once we close and the reverse mortgage is paid off at the closing table, the servicer's claim is fully satisfied. All collection calls and notices stop immediately.
- The home needs repairs and no one wants to deal with them.
- We buy as-is. No repairs required before or after our offer. This is one of the main reasons heirs choose a cash sale — you don't have to invest money into a property you're trying to exit.
Prefer to talk? Call us now — we pick up.
(703) 940-1159Available 8am–8pm, 7 days a week