Sell Your Pre-Foreclosure House Fast in Florida

Florida is a judicial foreclosure state, meaning the lender must file a lawsuit in the Circuit Court where the property is located and obtain a final judgment of foreclosure before a sale can be scheduled — a process that, depending on the court's docket and any contested defenses, typically takes six to eighteen months from the date the lis pendens is filed. Florida Statute §702.10 governs the foreclosure action, and Florida's Foreclosure Reform Act (2013) attempted to speed up the process, but contested judicial foreclosures in Miami-Dade, Broward, and Palm Beach counties can still run well beyond eighteen months due to court volume. Critically, Florida provides homeowners with a right of redemption that can be exercised at any time up to the filing of the Certificate of Sale — after the foreclosure auction but before the court officially confirms it — giving Florida homeowners a longer effective window to act compared to non-judicial states like Texas or Virginia. A homeowner who has received a lis pendens filing or a formal demand letter in Florida has months, not days, to explore options including a cash sale, but each month of inaction accumulates attorney's fees, court costs, and additional interest that reduce net proceeds, making early action financially advantageous even though Florida's timeline is less immediately urgent than other states.

• Cash offer within 24 hours
• Close in 7 days or on your schedule
• Buy as-is — no repairs required
• We pay all closing costs
• No agents, no commissions