Sell Your Medical Bills House Fast in Texas

Texas's hospital lien statute — Texas Property Code Chapter 55 — allows hospitals and emergency medical providers to file a lien against any cause of action or judgment the patient holds arising from the incident that caused the injury, but this is a tort-related lien mechanism, not a direct lien against real property; unpaid medical bills in Texas more commonly reach real property through the standard judgment-lien process under Civil Practice and Remedies Code §52.001, which allows a creditor who obtains a court judgment to abstract it in the county where real property is located, creating a lien on all non-exempt property in that county. Texas's unlimited homestead exemption is one of the strongest in the country — a Texas homestead is completely protected from forced sale by judgment creditors including medical bill collectors under Property Code §41.001, meaning a medical creditor who wins a judgment against a Texas homeowner cannot force the sale of the homestead regardless of the debt amount. However, the judgment lien still attaches to the property and will appear in a title search, requiring resolution at or before closing if the seller wants to convey clear title — either through payment, negotiation, or a release obtained from the creditor. Texas's Medicaid Estate Recovery Program (administered by the Health and Human Services Commission under Government Code §531.077) may also file an estate claim against a deceased Medicaid recipient's probate assets, so families selling a parent's Texas home through an estate should verify whether any MERP claim has been filed with the executor.

• Cash offer within 24 hours
• Close in 7 days or on your schedule
• Buy as-is — no repairs required
• We pay all closing costs
• No agents, no commissions