Sell Your Medical Bills House Fast in Florida

Florida's hospital lien statute (Florida Statute §58.13) allows hospitals that provide emergency or trauma care to file a lien against the personal injury recovery of a patient — a tort-related mechanism, not a direct property lien — but unpaid medical judgments in Florida follow the standard judgment-lien process under Florida Statute §55.202, where a creditor who obtains a judgment can record a certified copy with the county clerk to create a lien on all non-exempt real property the debtor owns in that county. Florida's constitutional homestead exemption provides robust protection: under Article X §4, a Florida homestead cannot be forced into sale to satisfy a judgment creditor's claim, including medical debt, as long as the property qualifies as a homestead. However, the judgment lien still attaches to the property and will appear in a title search, requiring the seller to either pay the judgment, negotiate a release, or obtain a court order quieting title before a title company will issue a clean policy on the sale. Florida Medicaid Estate Recovery under §409.9101 can file claims against the probate estate of a Medicaid recipient aged 55 or older for long-term care costs, and this claim must be addressed when selling a parent's Florida home through an estate — a fact that catches many Florida families off guard when proceeds they expected to inherit are partially absorbed by a MERP claim.

• Cash offer within 24 hours
• Close in 7 days or on your schedule
• Buy as-is — no repairs required
• We pay all closing costs
• No agents, no commissions