Sell Your Medical Bills House Fast in California

California has enacted some of the most aggressive consumer protections against medical debt collection in the country — AB 1020 (2023) prohibits medical debt from being included in consumer credit reports in California, and SB 1061 (2024) further restricts the enforcement of medical debts, but these protections do not eliminate the underlying debt or prevent a creditor who has already obtained a judgment from enforcing it against non-exempt property. California's hospital lien statute (Health and Safety Code §3045 et seq.) allows hospitals to file liens against personal injury recoveries for services provided in treating injuries arising from an accident — a tort-specific mechanism — but medical judgment creditors who sue and obtain a money judgment can record an abstract of judgment with the county recorder to create a lien on all non-exempt real property the debtor owns in that county. California's AB 1885 homestead exemption ($300,000-$678,391 depending on county median home price) provides substantial protection for a California primary residence from forced sale by judgment creditors including medical debt collectors — the creditor's lien attaches to the property and will appear in a title search, but a forced sale of a homestead is generally unavailable when the equity does not exceed the exemption. California's Medi-Cal estate recovery program, as reformed by AB 1920 (2021), no longer pursues recovery for Medi-Cal costs incurred after January 1, 2017, except for long-term services and supports to members aged 55 or older — families selling a deceased parent's California home should confirm whether any pre-2017 MERP claims were filed with the estate before distributing proceeds.

• Cash offer within 24 hours
• Close in 7 days or on your schedule
• Buy as-is — no repairs required
• We pay all closing costs
• No agents, no commissions