Sell Your Foreclosure House Fast in Texas

Texas is primarily a non-judicial foreclosure state, meaning lenders can foreclose on a home without filing a lawsuit or going through the district court system — as long as the deed of trust contains a power-of-sale clause, which nearly all Texas mortgages do. Under Texas Property Code Chapter 51, a lender must send a written Notice of Default giving the homeowner at least 20 days to cure the default, then follow up with a Notice of Sale posted at least 21 days before the foreclosure auction date; the sale itself must occur on the first Tuesday of the month between 10 a.m. and 4 p.m. at the county courthouse. Unlike many states, Texas does not provide a statutory right of redemption for homeowners after a non-judicial foreclosure sale — once the gavel falls, the sale is generally final — though borrowers retain the right to reinstate the loan by paying all past-due amounts up until the actual auction begins. If a lender chooses to pursue a judicial foreclosure instead (less common, typically used for home equity loans under Texas Constitution Article XVI, Section 50), the case moves through the state district courts and can add months to the timeline, but the homeowner gains additional procedural protections and opportunities to contest the action.

• Cash offer within 24 hours
• Close in 7 days or on your schedule
• Buy as-is — no repairs required
• We pay all closing costs
• No agents, no commissions