Sell Your Foreclosure House Fast in South Carolina

South Carolina is exclusively a judicial foreclosure state, meaning lenders cannot foreclose without filing a lawsuit in the Court of Common Pleas in the county where the property is located — there is no non-judicial or 'power of sale' foreclosure process here. Once a lender files the complaint, the homeowner typically has 30 days to respond, and the entire process from first missed payment to courthouse auction can take anywhere from 6 to 18 months depending on court backlogs and whether the case is contested. South Carolina does not provide a statutory post-sale right of redemption for homeowners under the standard mortgage foreclosure process (unlike tax lien foreclosures, which carry a one-year redemption period under S.C. Code § 12-51-90), so once the Master-in-Equity or Special Referee confirms the sale, the homeowner's ownership rights are extinguished. Throughout the process, homeowners retain the right to reinstate the loan by paying all arrears and fees before the final judgment, negotiate a loan modification, or sell the property — including to a cash buyer — at any point before the gavel falls at auction.

• Cash offer within 24 hours
• Close in 7 days or on your schedule
• Buy as-is — no repairs required
• We pay all closing costs
• No agents, no commissions