Sell Your Foreclosure House Fast in Illinois

Illinois is a judicial foreclosure state, meaning every foreclosure must go through the circuit court system under the Illinois Mortgage Foreclosure Law (735 ILCS 5/Art. XV) — there is no non-judicial or 'power of sale' process available to lenders here. After a borrower misses payments, the lender must file a foreclosure complaint in the county circuit court, and from that filing the process typically takes 7 to 14 months before a judicial sale occurs, though contested cases or court backlogs can stretch that timeline considerably longer. Illinois homeowners have a statutory reinstatement period — the right to cure the default by paying all past-due amounts plus costs — which expires 90 days after service of the foreclosure summons, and a separate redemption period that generally runs until 7 months after the complaint was filed or 3 months after the judgment of foreclosure is entered, whichever is later. During the entire process, you have the right to remain in the home, negotiate with the lender, pursue a short sale or cash sale, and request mediation through court-sponsored programs available in many Illinois counties.

• Cash offer within 24 hours
• Close in 7 days or on your schedule
• Buy as-is — no repairs required
• We pay all closing costs
• No agents, no commissions