Sell Your Foreclosure House Fast in Colorado

Colorado is primarily a non-judicial foreclosure state, meaning lenders can foreclose through the Public Trustee system without filing a lawsuit, governed by C.R.S. § 38-38-101 et seq. The process begins when a lender files a Notice of Election and Demand (NED) with the county's Public Trustee, triggering a combined cure and redemption period; the foreclosure sale cannot occur until at least 110 days after the NED is recorded for residential properties, and the homeowner has the right to cure the default up to 15 days before the scheduled sale. Colorado does not provide a post-sale statutory right of redemption for the homeowner — once the Public Trustee's sale occurs and the deed is confirmed, the right to reclaim the property is gone, which makes acting before the auction date absolutely critical. Throughout the process, homeowners are entitled to receive all notices, can request a loan modification or forbearance under federal servicing rules, and have the right to file for bankruptcy protection, all of which can pause or delay the Public Trustee's timeline.

• Cash offer within 24 hours
• Close in 7 days or on your schedule
• Buy as-is — no repairs required
• We pay all closing costs
• No agents, no commissions