Sell Your Foreclosure House Fast in Arizona

Arizona is primarily a non-judicial foreclosure state, meaning most lenders use the Deed of Trust structure under A.R.S. § 33-807, which allows a trustee — not a court — to sell your home without filing a lawsuit. The process begins with a Notice of Default and Election to Sell, after which Arizona law requires a minimum 90-day reinstatement period before a Notice of Trustee's Sale can be recorded; once that notice is recorded, the sale must be scheduled at least 91 days out, putting the total minimum timeline at roughly 3 to 4 months from default notice to auction. Critically, Arizona has no statutory right of redemption for non-judicial trustee's sales on residential property under A.R.S. § 33-811, meaning once the trustee's sale concludes you generally cannot buy back the home — making the window before auction your most important opportunity to act. Homeowners do retain the right to reinstate the loan by paying all past-due amounts, fees, and costs up until 5 days before the scheduled sale date, and a sale can also be postponed by mutual agreement or bankruptcy filing, giving you meaningful but time-sensitive options.

• Cash offer within 24 hours
• Close in 7 days or on your schedule
• Buy as-is — no repairs required
• We pay all closing costs
• No agents, no commissions