Contra Costa County · California
Sell Your Reverse Mortgage House Fast in Richmond
California is one of the largest markets for HECM (Home Equity Conversion Mortgage) loans in the country, driven by the state's massive senior population, high homeownership rates, and extraordinary home appreciation that has left many California seniors with seven-figure equity in paid-off or low-balance homes. California's non-judicial deed of trust foreclosure process — which can move from Notice of Default to trustee sale in approximately 120 to 150 days — applies to HECM defaults just as it applies to conventional mortgages, meaning if HECM heirs miss HUD's 30-day response deadline and fail to secure extensions, the servicer can initiate a California non-judicial foreclosure process that resolves in roughly four to five months. California's Proposition 19 creates an additional consideration for HECM situations where adult children were considering inheriting and occupying the property — the one-year deadline to make the property a primary residence and claim the parent's tax basis now applies, and if the property sits in a HECM estate for six months or more while resolution is delayed, that inheritance window can close before the heir takes ownership. We have closed HECM-related sales on California properties — from Los Angeles and San Diego to the Bay Area and Sacramento — working directly with servicers to meet HUD deadlines and navigate California's deed of trust process so heirs are not blindsided by a trustee sale date.
- Close before the HUD/servicer 30-day deadline
- We work directly with the HECM servicer for you
- No out-of-pocket costs to the estate
- Heirs protected from deficiency on FHA-insured HECMs
Get Your Free Cash Offer
No obligation · Closes in 7 days · $0 fees
24 hrs
Cash Offer
7 Days
Close
0
Repairs Needed
$0
Commissions
How It Works
Three simple steps to sell your the United States home for cash — no repairs, no agents, no stress.
Tell Us About Your Property
Fill out our short form or call us. Takes 2 minutes. No obligation.
Receive Your Cash Offer
We'll present a fair, no-obligation cash offer within 24 hours.
Close On Your Schedule
Pick your closing date. We handle all paperwork. You get cash.
Frequently Asked Questions
We can close in as little as 7 days, or on your timeline. Most sellers close within 2–3 weeks.
No. We buy houses as-is in any condition. Take what you want and leave the rest.
We buy throughout California, including Richmond.
None. We pay all closing costs and there are no realtor commissions. The offer we make is what you receive.
We look at the property's after-repair value, the cost of needed work, and current market conditions. We aim to give you the highest fair offer we can.
Yes. Once we see the property, we can discuss the details and work toward a number that works for both sides.
Not a problem. We work with homeowners in difficult financial situations every day and can often close quickly enough to prevent further damage.
No showings, no repairs, no 3–6% agent commission, no waiting 60–90 days. You get certainty and speed instead of maybe getting an offer someday.