Ventura County · California
Sell Your Medical Bills House Fast in Simi Valley
California has enacted some of the most aggressive consumer protections against medical debt collection in the country — AB 1020 (2023) prohibits medical debt from being included in consumer credit reports in California, and SB 1061 (2024) further restricts the enforcement of medical debts, but these protections do not eliminate the underlying debt or prevent a creditor who has already obtained a judgment from enforcing it against non-exempt property. California's hospital lien statute (Health and Safety Code §3045 et seq.) allows hospitals to file liens against personal injury recoveries for services provided in treating injuries arising from an accident — a tort-specific mechanism — but medical judgment creditors who sue and obtain a money judgment can record an abstract of judgment with the county recorder to create a lien on all non-exempt real property the debtor owns in that county. California's AB 1885 homestead exemption ($300,000-$678,391 depending on county median home price) provides substantial protection for a California primary residence from forced sale by judgment creditors including medical debt collectors — the creditor's lien attaches to the property and will appear in a title search, but a forced sale of a homestead is generally unavailable when the equity does not exceed the exemption. California's Medi-Cal estate recovery program, as reformed by AB 1920 (2021), no longer pursues recovery for Medi-Cal costs incurred after January 1, 2017, except for long-term services and supports to members aged 55 or older — families selling a deceased parent's California home should confirm whether any pre-2017 MERP claims were filed with the estate before distributing proceeds.
- Fast cash to pay down medical debt
- Close in 7 days or on your timeline
- No repairs, no showings, no added stress
- We pay all closing costs — maximize what you keep
Get Your Free Cash Offer
No obligation · Closes in 7 days · $0 fees
24 hrs
Cash Offer
7 Days
Close
0
Repairs Needed
$0
Commissions
How It Works
Three simple steps to sell your the United States home for cash — no repairs, no agents, no stress.
Tell Us About Your Property
Fill out our short form or call us. Takes 2 minutes. No obligation.
Receive Your Cash Offer
We'll present a fair, no-obligation cash offer within 24 hours.
Close On Your Schedule
Pick your closing date. We handle all paperwork. You get cash.
Frequently Asked Questions
We can close in as little as 7 days, or on your timeline. Most sellers close within 2–3 weeks.
No. We buy houses as-is in any condition. Take what you want and leave the rest.
We buy throughout California, including Simi Valley.
None. We pay all closing costs and there are no realtor commissions. The offer we make is what you receive.
We look at the property's after-repair value, the cost of needed work, and current market conditions. We aim to give you the highest fair offer we can.
Yes. Once we see the property, we can discuss the details and work toward a number that works for both sides.
Not a problem. We work with homeowners in difficult financial situations every day and can often close quickly enough to prevent further damage.
No showings, no repairs, no 3–6% agent commission, no waiting 60–90 days. You get certainty and speed instead of maybe getting an offer someday.