Sell Your Behind on Payments House Fast in California

California is a non-judicial foreclosure state, meaning lenders can foreclose without going through the Superior Court system, which makes the timeline move faster than many homeowners expect. Under California Civil Code Section 2924, a lender must wait at least 30 days after contacting you — or attempting contact — to discuss foreclosure alternatives before recording a Notice of Default (NOD), and once the NOD is filed, you have a 90-day reinstatement period during which you can get current on payments and stop the process entirely. After that 90-day window closes, the lender can record a Notice of Trustee's Sale, which gives you a minimum of 21 additional days before the auction date — meaning the full timeline from first missed payment to auction can be as short as five to six months, though it often runs longer. Before the auction, homeowners can still pursue a loan modification, short sale, deed-in-lieu of foreclosure, or a cash sale to a buyer who can close quickly and pay off the lien — any of which can halt the trustee's sale if completed in time.

• Cash offer within 24 hours
• Close in 7 days or on your schedule
• Buy as-is — no repairs required
• We pay all closing costs
• No agents, no commissions